We offer health plans suitable for individuals and families. We also provide access to healthcare for employees at small and medium-sized businesses
| Benefit | Basic Plus | Midi Plus | Intermediate Plus | |
|---|---|---|---|---|
| Coverage Information | ||||
| Region of Cover | Local | Local | Local | |
| Hospital Category | C–D | C–D | C-D | B–D |
| Inpatient Benefits | ||||
| Inpatient Limit | ₦350,000 | ₦600,000 | ₦900,000 | |
| Ward Type | General Ward (10 days) | General Ward (10 days) | Semi-Private Ward (15 days) | |
| Feeding | Covered | Covered | Covered | |
| Drugs & Medical Consumables | Covered | Covered | Covered | |
| Emergency & Critical Care | ||||
| Lifesaving Emergency Treatment | Covered | Covered | Covered | |
| Ambulance Services | Hospital to Hospital | Covered | Covered | |
| Surgical Benefits | ||||
| Surgery Limit | ₦110,000 | ₦200,000 | ₦200,000 | |
| Minor Surgeries | Covered | Covered | Covered | |
| Intermediate Surgeries | Covered | Covered | Covered | |
| Major Surgeries | Covered | Covered | Covered | |
| Anesthesia, Theatre & Blood Administration | Covered | Covered | Covered | |
| Outpatient Care | ||||
| Outpatient Limit | ₦250,000 | ₦300,000 | ₦600,000 | |
| General Doctor Consultation | Covered | Covered | Covered | |
| Specialist Consultation | Up to 12 visits/year | Up to 12 visits/year | Up to 12 visits/year | |
| Virtual GP Consultation | 24/7 Unlimited | 24/7 Unlimited | 24/7 Unlimited | |
| Medications | ||||
| Outpatient Medicines | ₦40,000 | Covered | Covered | |
| Chronic Disease Medication | — | ₦80,000 | ₦100,000 | |
| Drug Delivery | — | Covered | Covered | |
| Diagnostics | ||||
| Laboratory Tests | Covered | Covered | Covered | |
| Radiology | Covered | Covered | Covered | |
| Ultrasound | Covered | Covered | Covered | |
| Advanced Scans (MRI / CT) | — | — | Once per year | |
| Maternity Services | ||||
| Maternity Coverage | — | — | ₦150,000 | |
| Antenatal Care | — | — | Covered | |
| Delivery Services | — | — | Covered | |
| Optical Care | ||||
| Eye Treatment | ₦15,000 | ₦30,000 | ₦30,000 | |
| Frames & Lenses | — | ₦10,000 | ₦20,000 | |
| Eye Surgery | Covered | Covered | Covered | |
| Dental Care | ||||
| Dental Treatment Limit | ₦10,000 | ₦20,000 | ₦30,000 | |
| Preventive & Basic Dental Care | Covered | Covered | Covered | |
| Other Benefits | ||||
| Family Planning | IUCD / Injectables | IUCD / Injectables / Surgery | IUCD / Injectables / Surgery | |
| Physiotherapy | ₦20,000 | ₦30,000 | ₦30,000 | |
| Wellness (Gym/Spa Refund) | — | — | ₦10,000 / month | |
| Annual Premium | ||||
| Individual Premium | ₦30,000 | ₦48,000 | ₦78,000 | ₦108,000 |
