Choose from a wide variety of plans for you, your family & your Staff
We offer health plans suitable for individuals and families. We also provide access to healthcare for employees at small and medium-sized businesses
| Benefit | Lafiami Flex | Lafiami Flenjo | Lafiami Jolly |
|---|---|---|---|
| Individual Premium (₦ / Year) | 12,000 | 18,000 | 24,000 |
| Family Premium (₦ / Year) | 36,000 | 54,000 | 72,000 |
| Region of Cover | Local | Local | Local |
| Hospital Category | C–D | C–D | C–D |
| Inpatient Limit | ₦300,000 | ₦400,000 | ₦500,000 |
| Accidents & Emergencies | ✔ Up to Inpatient Limit | ✔ Up to Inpatient Limit | ✔ Up to Inpatient Limit |
| Accommodation | General Ward (10 Days) | General Ward (10 Days) | General Ward (20 Days) |
| Surgeries (Including Caesarean Section) | ₦100,000 | ₦120,000 | ₦120,000 |
| Outpatient Limit | ₦150,000 | ₦250,000 | ₦350,000 |
| Advanced Investigations (CT/MRI) | — | — | Emergency / Once per year |
| General Consultations | ✔ | ✔ | ✔ |
| Specialist Consultations | Once per month | Once per month | Once per month |
| Dental Care | ₦5,000 | ₦10,000 | ₦10,000 |
| Immunizations | — | BCG, Measles, DPT, Oral Polio, Vitamin A, Pentavalent | BCG, Measles, DPT, Oral Polio, Vitamin A, Pentavalent |
| HIV/AIDS Care (Excluding ARVs) | ✔ | ✔ | ✔ |
| Laboratory Tests | ✔ | ✔ | ✔ |
| Neonatal Care | — | ✔ | ✔ |
| Optical (Lenses & Frames) | — | ₦5,000 | ₦5,000 |
| Eye Testing & Treatment | ₦10,000 | ₦20,000 | ₦20,000 |
| Physiotherapy | ₦20,000 | ₦25,000 | ₦30,000 |
| Psychiatric Treatment | — | Outpatient Only (4 Weeks) | Outpatient Only (4 Weeks) |
| X-Rays & Basic Diagnostics | ✔ | ✔ | ✔ |
| Pharmacy Benefit | ₦30,000 | ₦50,000 | ₦60,000 |
| Antenatal + Delivery + Postnatal | — | — | ₦70,000 |
| Critical Illness Cover | — | ₦100,000 / Year | ₦100,000 / Year |
